WooCommerce Store Credit Plugins

Depending on your store strategy, you can allow customers to use credit for purchases. Similarly, you can set up a credit system if you offer paid support services on your website or store.

In this article, I’ll share some of the best WooCommerce store credit plugins with their features, which you can use in your store to improve customer loyalty and repeat purchases.

But before diving into the list of best WooCommerce Store Credit plugins, let’s first see why offering Store Credit is Beneficial. 

Why Offering Store Credits Beneficial?

1. Increases loyalty and customer retention

A reliable store credit system provides customers with added motivation to continually patronize your store. Aside from your well-tested products and great customer support, they will continue to buy items from your store as you offer the use of store credit.

2. Motivate customers to spend more

When a store provides a reasonable return policy, customers are more likely to buy more from your store and spend more money. With this, store credit allows more flexible returns, and it creates a trustworthy relationship between your eCommerce shop and your customers.

3. Lose Less Revenue to Returns

Even though you want to be flexible and provide your customers with a satisfying experience, returns lead to forfeited revenue. Giving store credit is one way to avoid losing revenue on returns and help turn those transactions into exchanges.

Now let’s take a look at the WooCommerce Store Credit Plugins.

WooCommerce Store Credit Plugins

Following is the list of the WooCommerce Store Credit Plugins you can use in your WooCommerce store.

1. WooCommerce Store Credit

With this WooCommerce plugin, you can create store credit coupon codes for your online store. You’ll be able to offer customers store credit of a particular value as cashback or a special offer. 

Additionally, the plugin allows you to offer the option to sell store credits as a product type. Customers can purchase multiple times with store credit until the amount gets depleted or the coupon expires. 

It provides your customer with a well-integrated account for maintaining funds and lets you limit the validity of your store credit only to specific products or categories.

One of the key features of this plugin is that it enables your customers to combine other coupons along with the credit coupon.


  • Generate store credit coupons on your WooCommerce store.
  • Limit validity to specific products or product categories.
  • Customize store credit coupon format, email, etc.
  • Customers can use store credit with other payment options.
  • Offer store credit as refunds.
  • Restrict the validity of store credit to specific products or categories.
  • Customize the store credit coupon format, emails, etc.


The cost of the plugin is $79.

Learn more.

2. Woo Credits

Using this store credit plugin, you can sell and accept store credits in your online store. The credit system works with simple, and subscription products and their variables. And also, you can configure it with downloadable and virtual products. 

This WooCommerce plugin comes with multiple shortcodes. Using these shortcodes, you can easily control and customize the appearance of your store credit packages. 

It also allows you to configure only credit payments on your store. Thus, you can hide all other payment options.


  • Easily create credit bundles on your store.
  • Work with different types of products, including subscriptions.
  • Shortcode support to control the appearance of credit bundles.
  • Configure your online store to only accept store credit by hiding other payment options.
  • Offer bonus credits to reward customers.


The cost of the plugin is $59 per year.

Learn more.

3. Smart Coupons

Smart Coupons for WooCommerce is another excellent plugin that adds store credit functionalities to your store. The plugin facilitates other coupon features such as cart abandonment coupons, sign-up coupons, volume discount coupons, coupon bulk generation, and more.

With this smart coupon plugin, you can configure WooCommerce store credits in two ways. You can create store credits that your users can purchase as a product or manually add credits as an alternative to refunds.

It allows customers to purchase WooCommerce store credit as a gift for friends and family, which is an excellent method to draw new customers. Furthermore, this plugin helps you create a comprehensive coupon strategy and other customizable and time-sensitive discount deals.


  • Offers store credits and gift coupons to customers.
  • Generate and email coupons in bulk.
  • Create shareable, URL coupons.
  • Associate coupons with product purchases.
  • Configure advanced restrictions to apply coupons.
  • Customize the design of coupons.
  • Restrict coupons based on attributes.
  • Compatible with WooCommerce Subscriptions


The plugin costs $99. A year

Learn more.

4. Account Funds

Account Funds is an excellent plugin that presents incredible wallet functionality, making shopping easier and offering better deals. It helps to build customer loyalty and recurrent business by ensuring that your customers spend their funds only on your store. 

With this plugin, you can create Account Funds as a payment option in your store. Customers can add funds to their store accounts and use them for purchases. It also provides options for store owners to incentivize customers when they use account funds as payment. 

This plugin is adaptable to the real mechanics of your shop, and you can let customers use other payment methods along with store accounts for the same order. Also, there are options to refund the account funds to customers.


  • Lets customers keep funds in their accounts.
  • Special discounts for payments through account funds.
  • Allows mixed payments, where account funds can be used along with other payment methods.
  • Detailed reports to let you track the data related to account funds.
  • Control for store owners to edit and manage individual account funds.
  • Refund option for account funds.


The plugin costs $79.

Learn more.

5. Credit Line or Credits for WooCommerce

This plugin allows you to offer a Line of Credit to your customers, using which they can buy now the products in your shop and pay later.

You can increase or decrease the credit line according to customers’ activity wisely through this amazing plugin. Moreover, this plugin lets you configure different repayment periods and approval processes. Also, you can offer credit lines without interest based on the store strategy.

When your customers browse products on your site, there’s always a chance that they will postpone purchasing because of insufficient funds. With credits, they won’t have to abandon their carts. They can purchase on the spot. 

Moreover, you can choose to charge interest on transactions made with credits which can increase your site’s revenue.


  • Create a credit line for customers.
  • Allow interest-free credit payments.
  • Control the approval process of credit lines based on the store strategy.
  • Customize the billing date as well as repayment period.
  • Reduce cart abandonment and improve customer acquisition numbers.
  • Generous Repayment Period.


This plugin costs $49 annually.

Learn more.

Wrapping Up

I have shown you some of the best WooCommerce store credit plugins that are the best in the market with their features and pricing. So, which one would you choose to improve your customer loyalty and repeat purchases?

If you ask for my suggestion, I recommend using the Smart Coupons for WooCommerce plugin because it makes offering store credits as seamless as possible. With the plugin, you can offer store credits instead of returns or refunds, facilitates gift cards, and directly send store credit voucher emails to customers.


Welcome to the AovUp blog, where we discuss all things WooCommerce. I hope we can help you achieve something today...

Leave a Reply

Your email address will not be published. Required fields are marked *

We – and our partners – use cookies to deliver our services and to show you ads. By using our website, you agree to the use of cookies as described in our Cookie Policy